![]() The Citi Double Cash offers 2% cash back on all spending with no annual fee. However, the new rewards categories are a factor that now sets it apart. Until this point, the Chase Freedom Unlimited was up against two major competitors in the unlimited cash back realm-the Citi® Double Cash and Capital One Quicksilver Cash Rewards Credit Card. How does Chase Freedom Unlimited compare to other cards? With purchase protection, your purchases are covered from damage or theft for the first 120 days (up to $500 per claim and $50,000 per account), and items you buy with the card may also qualify for an extended warranty. The card also comes with Zero Liability Protection, which means you won’t be held responsible for unauthorized charges, and Chase monitors fraud to help you keep tabs on your account activity. After the three months are up, you get a 50% membership discount for another nine months. To sweeten the deal, new cardholders get a complimentary three-month subscription to DashPass, a DoorDash service that offers free delivery on eligible orders. You’ll currently get 0% intro APR for the first 15 months on new purchases before a variable interest rate applies. What perks do you get with the Chase Freedom Unlimited card? While you have the option to shop with your rewards, you’ll get less bang for your buck: At checkout, one point is worth 0.80 cents. As of this publishing, Chase will also give you a $200 bonus if you spend $500 within three months from account opening.Ĭash back earned is tracked in points, and one point is generally worth one cent. You'll earn an extra 3.5% cash back on qualifying Lyft rides through March 2022, bringing the total rewards rate to 5%. Plus, you can take advantage of a few introductory offers. But this is no longer a run-of-the-mill flat-rate card because you can now earn 5% cash back on travel booked through Chase Ultimate Rewards, and 3% cash back on dining and drugstore shopping. You get an unlimited 1.5% cash back on all spending with no limits. What points do you get with the Chase Freedom Unlimited? It’s free and you can unsubscribe at any time. Need help finding products? Sign up for our weekly newsletter. If you have a big-ticket purchase on the horizon and need a few extra months to pay it off, you could take advantage of the intro APR offer, which includes interest-free purchases for 15 months. ![]() Cash back never expires, and you can redeem it at any time no matter what your balance is. The process of earning and redeeming rewards is as easy as swiping, collecting points, and cashing them in for statement credits, gift cards, and more. The Freedom Unlimited may also be ideal for shoppers who are new to credit card rewards and those looking for a program without tons of fine print to decipher. Thanks to the brand new 5% and 3% categories, shoppers who dine out (or order in) often, or visit the drugstore to stock up on makeup or personal hygiene items may get a lot of value from this card. Learn more about the Chase Freedom Unlimited Who should get the Chase Freedom Unlimited? Introductory rewards offer: An additional 3.5% cash back on Lyft through March 2022.Points: 5% cash back on travel booked through Chase Ultimate Rewards, 3% on dining and at drugstores, and 1.5% on everything else.Balance transfer fee: $5 or 5% (whichever is greater). ![]() Introductory purchase APR: 0% for 15 months.You don’t need to activate categories or adjust your spending each quarter to maximize rewards instead, you earn one flat rate in each spending category every time you swipe. The beauty of a no cap cash-back card is that earning rewards is passive. account, gift cards, travel, or you can shop with points. You can redeem cash back for statement credit, direct deposit into a U.S. The Chase Freedom Unlimited is a popular no-fee credit card that gives you 1.5% cash back on all spending with no restrictions.Īs of September 2020, that deal is even better: New and existing cardholders will also earn an unlimited 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back on dining, and 3% cash back on drugstore shopping. However, our picks and opinions are independent from USA TODAY's newsroom and any business incentives. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. Our editors review and recommend products to help you buy the stuff you need.
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